The Money and Wellness Blog

Welcome to a space where honesty meets money and well-being.
Here, you'll find straightforward, relatable guidance to help you manage your finances and find greater peace of mind. No jargon, no hype - just real talk about money, the rollercoaster of markets, and the ups and downs of life.

Feeling Sad and Hopeless? Why It’s Normal and How to Get Through It

well-being Apr 01, 2026

Woman sitting by a window at home, looking outside thoughtfully, reflecting feelings of overwhelm, anxiety, and emotional struggle

Okay… so you know how I go on about how your feelings are a result of your thoughts. And yes, that’s true. But even knowing that, you’re still going to have rubbish feelings. You’re still going to feel sad, frustrated, angry, overwhelmed… and that's completely normal.

I want to say that again, properly, so you actually hear it: it is completely normal.

Just because those feelings are coming from unhelpful thoughts doesn’t mean something has gone wrong. It doesn’t mean you’re doing life badly. It doesn’t mean you’re broken. It just means you’re human. Unhelpful thoughts are part of life. They come and go for everyone, and sometimes they hit harder than other times.

So if you’re sitting there feeling really low right now, please don’t add another layer on top of it by thinking you shouldn’t feel this way. You can feel like this… and still be okay.

I used to really struggle with this. I hated feeling negative emotions. I’d try to push them away, distract myself, fix them, make them stop. I thought feeling sad meant something was wrong with me. But the truth is, you don’t need to fight those feelings. You actually have to let yourself feel them. Not forever, but for now.

Because feeling them doesn’t mean you’re stuck like this. It doesn’t mean this is who you are. It just means something is moving through you. And I know… I know how convincing it feels when you’re in it. When it’s really heavy, it doesn’t feel temporary. It feels permanent. It feels like this time is different. Like this is deeper, worse, more real than anything before. Like there’s no way out of it.

You might be thinking, “I’ve never felt it this bad before… what if it doesn’t pass this time?” It can feel different, unfamiliar, like this is something you won't be able to come back from or that there is no clear way out. But please hear this: even when everything around you feels heavy and it seems like it won't get better, that is your thoughts talking. And those thoughts, however loud and convincing, are not facts.

They create feelings that can feel incredibly intense. And those feelings make the thoughts seem even more true. It becomes a loop. When you are inside it, it can feel completely inescapable. But feelings, even the intense and suffocating ones, are not permanent. They cannot be. No matter how constant they feel right now, they will shift. They will soften. They will pass.

Even if you don't believe that right now, just hold on to the possibility that it's true. You don't have to solve anything. You don't have to snap out of it. Right now, your only job is to get through this moment without turning those thoughts into something more than they are. That might sound small, but it is one of the most powerful things you can do. Even if your life feels like it's falling apart, learning to let those thoughts pass through you without holding on to them matters more than anything else in this moment. Trust that.

Let them be there without clinging to them. The more you hold on to thoughts like “this will never end,” “I cannot cope,” or “this is too much,” the heavier everything feels. Not because they are true, but because your mind is gripping them so tightly. When you begin to loosen that grip, even slightly, something starts to shift. The thoughts quiet down. The intensity softens. And as that happens, the feelings begin to lift too.

From there, things start to open up again. You begin to see more clearly. You find space to make small changes. But it starts here, with your inner world. Because when your well-being shifts, it carries into everything else. It might feel like a small step, just sitting with this moment and not getting pulled in by your thoughts. But it's not small. It is huge. And it matters more than you realise.

You won't feel like this forever. I know it might feel that way right now, but it won't last. If everything feels heavy, if things seem pointless, if your chest feels tight or your mind won't slow down, please hear this. There is nothing wrong with you for feeling this way. You are not broken. You have not failed.

What you are feeling is real, but it is being shaped by the storm of thoughts in your mind. When those thoughts keep coming, it can make everything feel endless, like there is no way out. But that feeling is not the truth. It is just the moment you are in. And moments pass. They always do.

Even this one will soften. Even this one will ease. You might not be able to see how yet, but it will. So for now, just hold on. Breathe. Let the moment be what it is without deciding what it means about you or your future. You are going to be okay. I promise. 🩷

MONEY CONFIDENCE NEWSLETTERS

Your Path to Financial Clarity

Together, we’ll navigate life’s challenges and help you build true money confidence and peace of mind.

You're safe with me. I'll never spam you or sell your contact info.

The information provided on our website, at events, webinars, online workshops and online courses is general in nature and is not personal financial advice. If required, please seek independent financial advice on your specific circumstances. Please read the full disclosure here.