How Understanding the Three Principles Transformed My Mind and Life
Mar 18, 2026
Over the last few months, something has shifted for me. It hasn’t been one of those dramatic, overnight transformations you often see in motivational posts. Instead, it’s been slow, subtle, and still unfolding day by day. But when I look back just a few months, the change is profound. I’m noticing more and more moments where I feel lighter, freer, and more at peace than I can ever remember feeling.
This week, I really noticed the change. For most of the week, there was a sense of effortless clarity, a lightness I haven’t felt in years. Nothing in my external life has changed. The shift has come from a deeper understanding of the Three Principles, taught to me by Jessie and first described by Sydney Banks. These principles reveal that all human experience is created from the inside out, through three universal forces: Universal Mind, Consciousness, and Thought.
Mind is the deeper intelligence behind life. It’s the quiet wisdom beneath all the noise in our heads. In previous posts I’ve described it as a blue dot at your core, that inner knowing that’s always there, even when your mind feels busy, anxious, or overwhelmed. It’s the part of you that instinctively knows when something feels right. The part that quietly nudges you toward clarity, creativity, and insight. When your mind settles, even just a little, insight begins to flow naturally. Ideas appear without forcing them. Solutions come to you when you stop trying so hard to find them.
For me, I visualise it as that inner blue dot, connected to something much bigger. I imagine all of us as energy, linked through the vast intelligence of the Universe. That connection reminds me that even when life feels uncertain or chaotic, there’s a larger flow supporting us, and I have faith that the Universe is always guiding us toward what’s best.
Consciousness is the lens through which we experience life. It’s the part of us that brings our thoughts to life, giving them the weight and reality they often don’t deserve. It’s why a fleeting worry can suddenly feel huge, why a passing expectation can shape your entire day, and why beliefs you’ve absorbed from family, friends, society or social media can feel like absolute truth.
I like to think of consciousness like a projector shining thoughts onto the screen of your life. When the projector is clouded by stress, fatigue or fear, even small thoughts can look enormous and threatening. But when the projector is clear, the exact same thoughts look completely different. The same situation, the same event, yet the experience changes entirely depending on the state of the lens. Understanding this is powerful because it reveals something most of us never realise: life isn’t happening to you in the way you think it is. Your experience of life is being shaped moment by moment by the thoughts moving through your mind, brought to life through consciousness.
Thought is the creative force within us. It’s the spark that shapes how we see the world. Every worry, expectation and belief comes from thought. Every feeling, reaction or “reality” we think we’re living is being coloured by the thoughts moving through us in that moment. But here’s the part most people don’t realise: thoughts are temporary. They appear, linger for a moment, and then (if we allow them) they pass, like clouds drifting across an open sky.
The sky doesn’t try to hold onto clouds. It simply lets them move. Our minds often do the opposite. We analyse our thoughts, question them, and assume they must mean something important. One thought leads to another, and before long we’re caught in a spiral of thinking that feels incredibly real. But when you truly see the nature of thought, you begin to realise that you’re not actually experiencing life directly through events themselves. You’re experiencing your thinking about those events, brought to life through consciousness. Once you see that clearly, those thoughts begin to lose their grip. They can simply pass through, just as they were always meant to.
As my time learning from Jessie went on, something finally clicked for me, not just intellectually, but experientially. I began to truly see thoughts for what they are: not facts, not reality, just passing moments in the mind. A thought only becomes powerful when we take it seriously and believe it. When we see thoughts for what they really are, simply thoughts, they begin to lose their grip.
We’re never actually feeling life itself; we’re feeling our thinking about life. When that really sinks in, your whole perception of the world begins to change. Situations that once felt heavy start to feel lighter. Problems that once seemed overwhelming begin to look more manageable. Right now my mind feels clearer than it has in years, and from that clarity something new has emerged: trust. I trust myself. And honestly, I don’t think I’ve ever trusted myself like this before.
That trust is allowing me to walk my own path. I don’t feel the same need to follow what everyone else is doing or live according to the expectations society places on us. For the first time, I feel like I’m moving through life with a sense of inner freedom and confidence that didn’t exist before. When I look at things now, I can see two paths. The path I used to walk - head down, working hard, worrying constantly about whether I was doing enough or doing things “right”, caught in pressure and endless thinking. And the path I’m walking now. A path where my mind feels open, creative and alive. A path where I notice opportunities. A path where I trust what feels right for me rather than constantly looking outward for approval.
This shift has even changed how I see my work. Yes, I run a financial advice firm, but it’s never just been about money for me. It’s about people. It’s about well-being. It’s about helping people use their resources to create the life they actually want to live. It’s about connecting with clients as human beings and checking in on how they’re really doing. If that doesn’t look like what people expect a “normal” financial advice firm to be, that’s okay. Because this is what I believe in. Mutual respect, helping each other, and building a community where the impact ripples outward into something bigger than numbers, returns or investments.
These principles have allowed me to be myself in ways I never have before. I trust that the people meant to be in my life will come, and the ones who aren’t meant to stay will leave, and that’s okay. Even small things have changed. I can go to the gym without feeling self-conscious because I’m there for my health and growth, not for anyone else’s approval or opinion. I can ignore gossip and negativity because I see it for what it really is: people caught up in their own thinking. When a worry or story pops into my head, I recognise it for what it is - just a thought passing through. Holding onto those thoughts only makes them feel heavier and more real. Letting them pass is freedom.
A lot of people live with incredibly busy minds, constantly processing old information, old experiences, old beliefs, and expectations they’ve carried for years. And without realising it, those old patterns of thinking can create a huge amount of unnecessary suffering. Pain is part of being human. We all experience it. But suffering often comes from the stories our minds build around that pain. When we hold onto those stories, replay them, analyse them, and believe them, the pain lingers far longer than it needs to.
Thoughts are powerful, but they are also temporary. Feelings rise and fall like waves in the ocean, coming and going just as quickly as joy and excitement do. When you begin to see that, you stop struggling with every passing emotion and instead learn to ride the waves, trusting they will always pass.
As you shift your attention away from every thought in your head, you start to connect with a deeper intelligence within. A quiet, steady wisdom beneath all the noise. When you trust that inner guidance, life begins to feel lighter, calmer, and more effortless. You begin to sense that something inside you already knows the direction you’re meant to take, and you can have faith in it as part of the larger flow of the universe, connected to a greater energy that supports and guides you.
And as that trust grows, something remarkable happens. You stop comparing yourself to others. You stop measuring your life against everyone else’s expectations. The only measure that truly matters becomes who you are today compared to who you were yesterday, last week, or last year. Life begins to simplify. You start tuning out the external noise, listening to your own inner guidance, and walking your own path - the one that was always meant for you. đź©·